Australia is banning credit card surcharges from October 1 after a policy shift. Banks are changing loyalty perks then. Credit card points and rewards will shrink from next month. The change will hit businesses across the country that charge extra for card payments. Businesses that add fees will have to change their systems.

A pub owner is thinking about moving to cash only prior to the ban. News reports note the change is just 19 days away at this point. The new surcharge ban plus the bank reward cuts are due to take effect together from early October under the same timeline.